ServicesInvestment Advisory

Investment Advisory

Strategic investment guidance aligned with your goals, risk profile, and time horizon.

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What is Investment Advisory?

At SA Accountancy, investment advisory is professional guidance on building, allocating, and actively managing an investment portfolio based on your financial goals, risk tolerance, and time horizon. It covers everything from initial asset allocation to ongoing rebalancing — a continuous, evidence-based process for growing and protecting capital, not a one-time recommendation.

Who Investment Advisory is for

Individuals building long-term wealth

You want a disciplined, evidence-based portfolio strategy instead of guesswork or chasing market trends.

Business owners with surplus capital

Your business generates cash beyond its operating needs and you want that capital working, not sitting idle.

Pre-retirees adjusting risk exposure

Your time horizon is shortening and your portfolio needs to reflect a more conservative risk profile.

What's included

Portfolio construction and optimisation

Equity and fixed income analysis

Risk-adjusted return strategies

Alternative investments guidance

Ongoing portfolio review

How our Investment Advisory process works

1

Risk & Goals Profiling

We assess your risk tolerance, time horizon, liquidity needs, and existing holdings before recommending a single position.

2

Portfolio Construction

We build an asset allocation designed specifically around your objectives, across equities, fixed income, and alternatives.

3

Implementation & Documentation

We execute the strategy and document the rationale behind every position, so you always understand what you own and why.

4

Ongoing Rebalancing

We monitor performance and rebalance as markets move or your circumstances change, with regular portfolio reviews.

Frequently asked questions about Investment Advisory

There's no fixed minimum — we structure engagements around your actual portfolio size rather than a one-size-fits-all threshold. What matters more than the starting amount is having clear goals and a time horizon we can build a strategy around.
Both models are available depending on your preference and jurisdiction — we can advise while you retain execution control, or take a more active management role. We'll agree the right structure with you before any work begins.
You'll receive scheduled portfolio reviews (typically quarterly) plus ad-hoc contact whenever market conditions or your circumstances warrant a conversation — we don't wait for an annual check-in to flag something important.
Investment advisory focuses specifically on your portfolio — asset allocation, security selection, and performance. Wealth management is broader, integrating investments with tax planning, estate planning, and generational wealth transfer. Many clients start with investment advisory and expand into full wealth management over time.
We favour a disciplined, evidence-based approach — diversified asset allocation matched to your risk profile and time horizon, rather than concentrated bets or chasing recent performance. Individual holdings are selected through fundamental analysis, not speculation or market timing.
We don't react to short-term volatility with knee-jerk changes — your portfolio is built to withstand normal market swings from the outset. If a downturn is severe enough to warrant action, we'll reach out proactively rather than waiting for your next scheduled review.
We work across a broad range of individual and business clients rather than a single niche, but many of our clients are business owners with concentrated wealth tied up in their company — a situation that requires specific diversification and liquidity planning.
You'll receive clear performance reporting against relevant benchmarks at each scheduled review, not just a raw return figure. Success is measured against your specific goals and risk-adjusted returns — not by comparing your portfolio to whichever index happened to perform best that year.
Valuation (DCF & Multiples)

Consistently great work on valuation and DCF analysis, project after project — the kind of reliability that keeps us coming back.

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Ready to get expert advice? Start with a free consultation.

Book a 30-minute call and we'll tell you exactly how we can help — and what to expect.

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